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    Are All Your Fleet Vehicles Protected?

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    Cover Your Assets: Are All Your Fleet Vehicles Protected?

    While no two fleets are the same, risk is always expensive. That cost can be particularly steep when it comes to your fleet vehicles. Because they are such valuable assets, they need protection from risk—which ultimately protects your business. If your goal is true safety in the field, it starts with video telematics.

    Remember—any vehicle used for work should be considered an asset to protect. It can be hard to get buy-in for certain types or usages of vehicles when you’re trying to watch your bottom line, but your liability increases with every uncovered vehicle.


    Do you have all your assets covered? 

    Revenue-generating Vehicles

    This category includes vehicles of any class that earn your company money by transporting goods or completing services. Examples of vehicle types include:

    • Heavy and light duty
    • Waste
    • Construction
    • Transit
    • Service

    Contractor Vehicles (Non-company Owned)

    Fleets often have risk exposure with non-company vehicles, such as trucks owned by contractors. It can be challenging to cover these vehicles due to contractor resistance or limited fleet budgets. But even a single, non-company vehicle is an asset that your business is responsible for—and therefore, should have some coverage against risk.


    Lytx estimates that for every $1 our clients spend on a Lytx subscription, they receive ~$3-6 back annually.*


    Manager Vehicles (Company Owned)

    These are vehicles used by your fleet managers that are company owned. The types can vary, ranging from “light” vehicles (such as minivans, cargo vans, SUVs, and pickup trucks) to heavier “medium” vehicles (Ford E-450 passenger van, F-450 and F-550 super duty pickups, box trucks, and more).

    Even fleet vehicles that could be categorized as non-commercial, like manager pickup trucks, are business assets that benefit from video telematics coverage.

    Factory Vehicles

    Any vehicles that are used in a factory setting, such as forklifts and lift trucks, should be part of your safety strategy to limit risk exposure. Liabilities arising from theft, accidents, and everything in between, happen frequently—even in the more controlled indoor environments, like factories.


    Lytx innovations have helped our clients reduce claims costs by up to 80%.*


    Yard Vehicles

    All the different types of vehicles that operate in your yard should be protected against risk, whether it’s a yard truck, shifter, or even a pickup truck. While you may have building cameras that act as “eyes in the sky” for your yard, having video telematics for each vehicle will add a critical layer of protection against risk.


    Cover Your Assets with Full-Fleet Video Telematics

    Even one truck operating without coverage could be a vulnerability that leads to excessive liability costs. Video telematics will help you get rid of those blind spots in your fleet. Your most valuable assets will be better protected when you execute a full rollout of:

    • Intelligent fleet dash cams with DVR look-back capabilities and live streaming
    • Machine vision and artificial intelligence (MV+AI) technology for advanced safety insights†
    • Flexible coaching options (in-person, remote, self-guided)

    All the benefits you’ve experienced on a smaller scale with video telematics—safer driving, theft deterrence, accident exonerations, easy service verification, prompt maintenance, and efficient operations—will be magnified when you have full-fleet coverage, delivering dramatic results for your business. 

    Contact your Lytx sales representative to learn more about how to roll out video telematics to your entire fleet and cover every asset from risk.

    *Results not guaranteed and vary by client. These are Lytx internal numbers, based on a sampling of client claims data.

    †Lytx MV+AI technology is a driver aid only. Drivers should never wait for a warming before taking measures to avoid an accident. Lytx MV+AI distraction detection and alerting technology is designed to respect driver privacy because it does not collect, store or use any biometric identifiers or biometric information (i.e., scans of facial geometry) to detect distracted driving behaviors. See